Access Equipment Leasing
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Leasing vs. Borrowing

Here are some reasons why equipment leasing may be the better choice when it comes to acquiring new equipment.

Interest Rates
With equipment leasing, there is a low fixed rate. Some loans do not offer a fixed rate, and loan rates are typically much higher than leasing rates.
Approval Speed
Leasing is usually completed within 2 business days with the help of our professional leasing agents. A loan can take several days or possibly even weeks before you even hear back from the loan officer.

Low Down Payment
Typically, equipment leasing requires only that you pay 1-2 payments upfront. Those payments are then applied to your balance. With a loan, banks generally require 10-20% of the total price of equipment.

Financial Statements Unnecessary
With leasing, inclusion of your financial statements is generally unnecessary if your transaction amount is below $150,000. With loans, financial statements are almost always necessary.

Tax Benefits
Operating lease payments can be 100% tax deductible if they are declared as an operating expense. With loans, depreciation can only be taken over the length of the equipment's useful life.

A Hedge Against Equipment Obsolescence
If you fear your equipment may become obsolete, a lease does not require that you purchase the equipment.

Access Equipment Leasing

3972 Barranca Pkwy
Irvine, CA
92606
Call Toll Free: 1-866-546-8258