Lease Versus Purchase/title> <meta name="keywords" content="Lease Versus Purchase "> <meta name="description" content="Access is a leading provider of quick, flexible, cost effective Lease Versus Purchase "> <link rel="stylesheet" type="text/css" href="accestyle.css"> </head> <body bgcolor="#CCCCCC" background="images/access5_05.gif" text="#000000" marginheight="0" marginwidth="0" leftmargin="0" topmargin="0"> <table width="800" border="0" cellpadding="0" cellspacing="0"> <tr> <td colspan="2" valign="top"> <a href="index.html"><img src="images/equipment-leasing.gif" alt="Access Equipment Leasing" border=0></a><img src="images/access-equip_02.gif" width="632" height="23"><br> <img src="images/accessequipment_08.gif" width="168" height="23"><img src="images/accessequipment_09.gif" width="36" height="23"><a href="index.html"><img src="images/accessequipment_10.gif" width="87" height="23" border="0" alt="Return to the Access Equipment Leasing homepage."></a><a href="about-access.html"><img src="images/accessequipment_11.gif" width="88" height="23" alt="Find out more about Access." border="0"></a><a href="contact-access.html"><img src="images/accessequipment_12.gif" width="77" height="23" border="0" alt="Contact Access today!"></a><a href="apply-now.html"><img src="images/accessequipment_13.gif" width="117" height="23" alt="Apply for equipment leasing today!" border="0"></a><img src="images/accessequipment_14.gif" width="227" height="23"><br> <img src="images/accessequipment_15.gif" width="168" height="32"><img src="images/access_06.gif" width="632" height="32"><br> <img src="images/accessequipment_22.gif" width="168" height="30"><img src="images/access_06.gif" width="632" height="30"></td> </tr> </table> <table width="800" border="0" cellpadding="0" cellspacing="0"> <tr> <td width="194" valign="top" background="images/accessbk_09.gif"> <a href="apply-now.html"><font class="leftnav">Apply For A Lease Today!</font></a><br> <a href="approval-process.html"><font class="leftnav">Approval Process</font></a><br> <a href="equipment-finance.html"><font class="leftnav">Equipment Finance</font></a><br> <a href="access-difference.html"><font class="leftnav">The Access Difference</font></a><br> <a href="customer-financing.html"><font class="leftnav">Customer Financing</font></a><br> <a href="equipment-lease.html"><font class="leftnav">Equipment Lease</font></a><br> <a href="quick-quote.html"><font class="leftnav">Get A Quick Quote!</font></a><br> <a href="leasing-faq.html"><font class="leftnav">Frequently Asked Questions</font></a><br> <a href="why-access.html"><font class="leftnav">Why Choose Access?</font></a><br> <a href="leasing-issues.html"><font class="leftnav">Buyer Bewares</font></a><br> <p> <a href="leasing-knowledge.html"><font class="leftnav"><b>Leasing Knowledge Base</b></font></a><br> <a href="leasing-business.html"><font class="leftnav">Leasing Business - Vendors</font></a><br> <a href="lease-office-equipment.html"><font class="leftnav">Lease Office Equipment</font></a><br> <a href="leasing-glossary.html"><font class="leftnav">Leasing Glossary</font></a><br> <a href="buyout-options.html"><font class="leftnav">Buyout/Payment Options</font></a><br> <a href="lease-purchase-option.html"><font class="leftnav">Lease Purchase Option</font></a><br> <a href="leasing-tax-advantages.html"><font class="leftnav">Leasing Tax Advantages</font></a><br> <a href="leasing-borrowing.html"><font class="leftnav">Leasing Vs. 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Purchase</font></a><br> <a href="attorneys-cpas.html"><font class="leftnav">Attorneys & CPAs</font></a><br> <a href="startup-financing.html"><font class="leftnav">Startup Financing</font></a><br> <b> <a href="leasing-types.html"><font class="leftnav">Leasing Types</font></a></b><br> <a href="aircraft-leasing.html"><font class="leftnav">Aircraft Leasing</font></a><br> <a href="business-computer-leasing.html"><font class="leftnav">Business Computer Leasing</font></a><br> <a href="business-equipment-leasing.html"><font class="leftnav">Business Equipment Leasing</font></a><br> <a href="commercial-car-leasing.html"><font class="leftnav">Commercial Car Leasing</font></a><br> <a href="computer-leasing-company.html"><font class="leftnav">Computer Leasing Company</font></a><br> <a href="construction-equipment-leasing.html"><font class="leftnav">Construction Equipment Leasing</font></a><br> <a href="fitness-equipment-leasing.html"><font class="leftnav">Fitness Equipment Leasing</font></a><br> <a href="heavy-equipment-leasing.html"><font class="leftnav">Heavy Equipment Leasing</font></a><br> <a href="medical-equipment-leasing.html"><font class="leftnav">Medical Equipment Leasing</font></a><br> <a href="office-equipment-leasing.html"><font class="leftnav">Office Equipment Leasing</font></a><br> <a href="restaurant-equipment-leasing.html"><font class="leftnav">Restaurant Equipment Leasing</font></a><br> <a href="computer-leasing.html"><font class="leftnav">Computer Leasing</font></a><br> <a href="enterprise-leasing.html"><font class="leftnav">Enterprise Leasing</font></a><br> <a href="heavy-equipment-financing.html"><font class="leftnav">Heavy Equipment Financing</font></a><br> <a href="small-business-equipment-financing.html"><font class="leftnav"> Small Business<br> Equipment Leasing</font></a><br> <a href="software-leasing.html"><font class="leftnav">Software Leasing</font></a><br> <a href="technology-leasing.html"><font class="leftnav">Technology Leasing</font></a><br> <a href="truck-leasing.html"><font class="leftnav">Truck Leasing</font></a><br> <a href="sitemap.html"><font class="leftnav">Access Site Map</font></a><br> <br> <a href="customers/"><img src="images/loginbutton.gif" border="0" alt="Customers: Click here to login."></a> </p> <p> </p> </td> <td width="586" valign="top"> <p><strong>Lease Versus Purchase</strong></p> <p><font class="body"> There comes a time when an individual or business has to acquire new equipment, due to expansion needs or a need to upgrade in order to stay competitive. The fact is, all equipment eventually needs to be replaced, and sometimes the timing may not coincide with one's ability to pay for it. But purchasing is not the only option available to a business or individual. Leasing is an alternative that many companies, organizations, and individuals have used to get the things they need, when they need them. </font></p> <p><font class="body"> <strong>Lease vs. Purchase </strong> </font></p> <p><font class="body"> For every article you will read on the benefits of purchasing, you will find an equal amount of articles on the benefits of leasing. The fundamental differences between the two are as follows:</font></p> <p><font class="body"> <strong>"</strong> Leasing does not tie up your personal or business credit the way that a purchase does. For example, if you buy a $30,000 vehicle, you have tied up $30,000 worth of your available credit. The vehicle will depreciate in value every year, meaning your $30,000 asset will drop in value every year. Conversely, a lease only counts toward your line of credit as a monthly payment, rather than the full cost of the vehicle.</font></p> <p><font class="body"> <strong>"</strong> Leasing allows you to get newer, updated equipment more frequently. Essentially, when your lease runs out, you can re-lease a newer version of the item you had previously. If you purchase, you may be forced to keep equipment longer than planned, and then you'll have to resort to selling it for a fraction of what you paid. The ability to obtain newer, updated equipment every year gives your business a serious competitive edge. </font></p> <p><font class="body"> <strong>"</strong> A lease might allow you to obtain equipment that you may not be in a financial position to purchase. For example, you might be trying to obtain highly specialized, expensive computer equipment. Your assets and/or cash flow may not enable you to come up with the purchase money or credit line, but you could qualify for a lease payment. </font></p> <p><font class="body"> <strong>"</strong> Payments are sometimes higher when you lease, particularly if you are leasing something that depreciates in value quickly - like computer technology. But these slightly higher payments are offset by the fact that you are not tying up your valuable credit, nor when you make your last payment are you going to be stuck with a depreciated, out-of-date piece of equipment. </font></p> <p><font class="body"> <strong>Access Equipment Leasing</strong> <br> We like to think that the lease vs. purchase option should be an informed choice, which is why you are going to find so much free information on our website. Because we deal with so many different individuals, government organizations, business and industries, we provide many specific examples of things we have done for those clients. In that way, you can browse our site, read over our frequently asked questions, and then contact us if you want to go to the next step. </font></p> <p><font class="body"> We certainly believe that a lease is superior to a purchase, and our repeat customers must think so as well. Our professional leasing experts can answer any question you might have, and we will provide you with one of the most competitive quotes in the business. You can fill out an online form, or give us a call to discuss your options. </font></p> <p><font class="body">Check out the <a href="leasing-tax-advantages.html">benefits of financing</a> heavy equipment with leasing as opposed to loans<br> <a href="apply-now.html">Apply</a> for a heavy equipment lease here<br> </font><font class="body">Get an <a href="quick-quote.html">instant quote</a> for heavy equipment leasing<br> Find out why <a href="why-access.html">Access Equipment Leasing</a> is the best choice for your financing needs. </font></p> <p><font class=head2>Access Equipment Leasing</font></p> <p><font class="body">582 Sutter Street<br> San Francisco, CA <br> 94102-1102<br> </font></p> <p><font class="body"></font></p> <p></p> <p> </p></td> <td width="10" background="images/rightbk.gif"></td> </tr> </table> <img src="images/accessb_08.gif" width="800" height="64"> <script type="text/javascript" language="javascript">i=12018</script> <script type="text/javascript" language="javascript" src="http://t2.trackalyzer.com/trackalyze.js"></script><script type="text/javascript" defer="defer" src="http://www2.elease.com/elease/tag.js"></script></body></html>

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